DDownsFinance

Welcome to www.DDownsFinance.com.  My name is Denise Downs and I have been working in the financial services industry since 1990.  I specialize in helping individuals, families and small companies going through transitions.  Are you increasing or decreasing your assets, liabilities, customers, product lines, employees, and/or family members?  It is important to take a look at your financials, your will/trust documents, your insurances, and your goals on an annual basis. 

During this turbluent market time, I look forward to helping you develop strategies to minimize the impact of taxes and inflation on your investments, and to discover opportunities to grow, protect and preserve your wealth.  Please feel to call me or email me anytime with questions and concerns.

Please click on the links on the right under "About Us" to locate applications for your medical, vision, disability, medicare, and dental needs.  Please contact me directly for any additional information on investments  including ROTH IRA's, college funding, life insurance, 401K plans, and any other plan questions you may have.  The CSA link below connects you to a wonderful website that can assist you with finding the best place of care or housing for your senior loved one.  It covers nearly all of the United States based on zip code entered.  Thank you, Denise.
 

Securities and advisory services offered through KMS Financial Services Inc.,  
2001 Sixth Avenue, Suite 2801, Seattle, WA  98121-9833  (206) 441-2885 

Investment regulations including SEC and FINRA (www.finra.org) registration requirements limit the dissemination of information on investments and services.  Therefore, access to this site is intended for and limited to individuals residing in the states in which Denise Downs is FINRA and/or SEC Registered or exempt.  Denise is a Registered Representative and Investment Advisor Representative of KMS Financial Services, Inc., a FINRA member firm securities licensed in all 50 states.  This office, through Denise Downs, is registered for securities business with residents of CA, WA, MT, AK, and VA.  Likewise, fee-based advisory services are available to residents of CA and WA.  By proceeding further you acknowledge that you have read the disclosures above and that you area a resident in a state in which we are registered to conduct business.