DDownsFinance

Welcome to www.DDownsFinance.com.  My name is Denise Downs and I have been working in the financial services industry since 1990.  I specialize in helping individuals, families and companies going through transitions.  Are you increasing or decreasing your assets, liabilities, customers, product lines, employees, and/or family members?  Do you need to put a retirement or college fund in place?  It is important to take a look at your financials, your will/trust documents, your insurances, and your goals on an annual basis.  There are both retirement and college calculators at the bottom of this page-scroll down, input your numbers, and give me a call.

By clicking on the links to your right under "About Us,"  you can locate applications for your medical, vision, disability, medicare, and dental needs.  Please contact me directly for any additional information on investments  including ROTH IRA's, college funding, life insurance, SEPPS, individual and company 401K plans, and any other plan questions you may have.  The CSA link below connects you to a website that can assist you with finding the best place of care or housing for your senior loved one.  It covers nearly all of the United States based on zip code entered.  I look forward to meeting you, Denise.

Securities and advisory services offered through KMS Financial Services Inc.,  
2001 Sixth Avenue, Suite 2801, Seattle, WA  98121-9833  (206) 441-2885 

Investment regulations including SEC and FINRA (www.finra.org) registration requirements limit the dissemination of information on investments and services.  Therefore, access to this site is intended for and limited to individuals residing in the states in which Denise Downs is FINRA and/or SEC Registered or exempt.  Denise is a Registered Representative and Investment Advisor Representative of KMS Financial Services, Inc., a FINRA member firm securities licensed in all 50 states.  This office, through Denise Downs, is registered for securities business with residents of CA, WA, MT, AK, and VA.  Likewise, fee-based advisory services are available to residents of CA and WA.  By proceeding further you acknowledge that you have read the disclosures above and that you area a resident in a state in which we are registered to conduct business.