Welcome to D. Downs Finance.  I've been a licensed financial representative for over 20 years and I offer a variety of services to my clients including:

  1. The funding of healthcare or retirement planning such as a 401(k) or SIMPLE plan for you or your business
  2. Discovering income and/or growth oriented investment strategies
  3. Pursuing more conservative investment strategies if you're nearing retirement
  4. Providing college aid for your child/children or someone you care about through 529 Plans or UGMA's
  5. Positioning your money to provide more current liquidity for a special purchase
  6. Planning for your retirement income and/or in home care, Long Term Care or other medical needs

2020 Contribution Limits:

IRA/ROTH IRA $6000 catchup for age 50+ $1000

401(k) $19,500 catchup for age 50+ $6500

 Solo 401(k) the lesser of 25% of compensation or $57,000, catchup $6500

Defined Contribution Limit:  $57,000

Total Comp Limit:  $290,000

 

 

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